Whitepaper — v1.0September 2026 · 12 chapters

SINAG: vetted tokenization of real-world assets.

This document describes what the platform does, the checks an asset must clear before it is issued, how ownership is represented on-chain, how shares reach buyers across borders, and what holders are entitled to afterwards. It is a description of a system, not an offer to sell anything.

Chapter 01

Summary

SINAG is a platform for tokenizing real-world assets. An owner brings an asset — a titled parcel, a condominium unit, a hotel, a memorial estate, a vessel, an operating venue — and the platform verifies it in the jurisdiction where it sits, places the ownership into a structure that holds up locally, issues it as a single contract on Robinhood Chain with transferable fractions, and then helps the owner sell shares to buyers who could not otherwise have reached that market.

The platform is not a listing board. Every asset passes five independent checks before issuance, and the resulting document pack is published before anyone is asked for money. Assets that fail are not listed, and the reason is recorded.

5
Gates per asset
11
Asset classes
1
Contract per asset
100%
Documents published first
Chapter 02

The problem

Property is the largest asset class in the world and the hardest to buy into. Prices are whole, not fractional. Registries are slow and paper-based. Foreign-ownership rules differ by country and often bar outright ownership. Diligence is expensive enough that it only makes sense on large tickets, so small buyers are structurally excluded.

Owners have the mirror-image problem. A condominium corporation with unsold inventory, a hotel that needs capital for a refurbishment, or a developer holding finished stock can only reach buyers within reach of their own broker network and their own banking system. Selling a minority interest is usually harder than selling the whole building.

Tokenization is the answer most platforms give, and most fail the same way: the token is real, the asset behind it was never checked. A tokenized bad asset is still a bad asset.

Chapter 03

What SINAG does

Four steps, always in this order. No step can be skipped for a fee, a relationship, or a deadline.

Step 01
Verify

Title, valuation and condition checked by independent parties licensed in the country where the asset sits.

Step 02
Structure

Ownership placed into a local vehicle that survives legal scrutiny and can hold fractional holders.

Step 03
Tokenize

One asset becomes one contract on Robinhood Chain, with transferable fractions and the document pack attached.

Step 04
Distribute

We bring the buyers. Owners sell shares to a market they could not reach alone.

Chapter 04

The five gates

Each gate is run by a party who is paid to disagree with us and who is licensed where the asset stands. A gate produces a document, not an opinion. All five documents are published together as the asset's pack.

Gate 01Title

Ownership traced at the registry by counsel admitted in that jurisdiction, including liens, easements and any pending claim.

Output — Title opinion
Gate 02Legal structure

The holding vehicle, the transfer restrictions and the tax treatment are drafted and reviewed against local law.

Output — Structure memo
Gate 03Valuation

A licensed appraiser we appoint — not the owner — values the asset and states the method and the comparables used.

Output — Appraisal report
Gate 04Condition

An engineer or surveyor with no stake in the listing inspects the structure, the systems and the deferred maintenance.

Output — Condition survey
Gate 05Cash flow

Operating history, leases, occupancy and costs are reconciled to bank records, or the asset is listed as pre-income.

Output — Reconciled statements
Chapter 05

What can be tokenized

Eleven classes are accepted today, whether the asset is raw, under construction, or already operating. The test is the same in every case: a title we can verify, a valuation we can defend, and a cash flow or a resale value we can describe.

LandResidentialCondominiumsHotels & resortsCommercialMemorial parksCruise shipsBars & nightlifeRestaurants & cafésGyms & studiosAnything titled

Land rules differ by country. Where foreigners cannot own land, the token covers the buildings and the lease rather than the land itself, and the pack states that plainly.

Chapter 06

Ownership structure

Legal title stays where the law requires it: with an entity formed in the asset's own jurisdiction and holding nothing else. That entity is the single point of contact for the registry, the tax authority and the operator.

On Robinhood Chain, the asset is one contract. Fractions of that contract represent beneficial interests in the entity, and the contract carries a permanent reference to the document pack, so a holder can read the title and the valuation from the same place they read their balance.

Transfer rules are written into the contract rather than enforced by a spreadsheet: who may hold, what the minimum is, and whether a class of buyer is restricted in that jurisdiction. If a rule changes, the contract changes with it and the change is visible.

Chapter 07

Distribution

Once an asset is tokenized, we do the part owners cannot do alone: bring the buyers. Condominium corporations, hotel groups and developers use the platform to sell shares of a specific asset to a market that was previously out of reach.

The papers stay local; the market does not. A buyer in one country can hold a share of a building in another without flying anywhere, opening an account in a foreign registry, or waiting on a cross-border wire. Settlement is on-chain and takes minutes.

Eligibility is checked per buyer and per jurisdiction before a sale, not after. Where a class of buyer cannot lawfully hold an asset, the contract refuses the transfer.

Chapter 08

Sheers — the membership layer

Sheers is the platform's NFT collection. A Sheer is not a claim on any property. It is the membership layer: early access to vetted listings before they open publicly, holder pricing at tokenized hotels and resorts, priority allocation when a sale is oversubscribed, and a vote on which asset classes and jurisdictions open next.

Holders also get SHEERS FEST — an annual gathering hosted at one of the tokenized properties, where owners present their assets in person and the year's listings are announced. Details are in the roadmap and the Sheers page.

Chapter 09

Reporting and governance

Every asset reports quarterly to its holders: income received, costs paid, occupancy or utilisation where relevant, reserve balance, and anything material that happened to the property. Statements are published whether the number is good or bad.

Decisions that change the asset — a refinancing, a change of operator, a sale of the whole property — go to a holder vote weighted by fraction. The platform administers the vote; it does not hold a casting one.

Chapter 10

Where we are

The framework and legal structures are specified. The protocol is being built and will go through an independent security audit whose report is published in full. The Sheers collection mints in Q3 2026. The first asset clears the gates in Q1 2027, submissions open to outside owners in Q2 2027, and distribution goes live in the second half of 2027 — the first point at which anything is offered for sale.

Dates are targets, not promises. A phase is marked done when its published deliverable exists. The full sequence is on the roadmap.

Chapter 11

Why tokenized beats traditional

The asset is the same building either way. What changes is who can buy it, how fast it moves, and how much is visible before money is committed. The last row is what does not change.

Entry size

Traditional: one buyer, one whole price. Tokenized: the asset is divided into fractions, so a buyer takes the exposure they can actually afford.

Time to settle

Traditional: weeks or months of notarisation, wire transfers and registry queues. Tokenized: transfer settles on-chain in minutes.

Reach

Traditional: buyers limited to the owner’s broker network and banking system. Tokenized: eligible buyers in any country reach the same asset without flying anywhere.

Cost per transaction

Traditional: diligence, agency and closing fees only make sense on large tickets. Tokenized: the pack is produced once and serves every buyer.

Transparency

Traditional: a brochure and a promise. Tokenized: title, valuation, condition and quarterly statements attached to the asset and readable at any time.

Exit

Traditional: selling a minority stake usually means selling the whole property. Tokenized: fractions transfer individually, so one holder can exit without touching the asset.

Divisibility of income

Traditional: rent and revenue distributed by manual ledger and bank instruction. Tokenized: pro-rata distribution follows the fractions automatically.

What does not change

A share of a real building still falls when the building falls, liquidity still needs a willing buyer, and local law still governs the title. Tokenization improves access and speed, not the quality of the asset.

Chapter 12

Notice

This document is a description of a platform and its intended operation. It is not an offer to sell securities, an invitation to invest, or financial advice, and nothing here should be read as a projection of returns. Any future offering will be made only through its own documentation, in the jurisdictions where it is lawful, and to buyers eligible under those rules.

Owners who want an asset assessed can start at the submission desk. We will tell you what the gates require before you spend anything.